Money, but optimized
Money, but optimized
Beyond budgeting. Discover a smarter way to manage your money.
Beyond budgeting. Discover a smarter way to manage your money.





Join 1,500+ early supporters



Your money's new superpowers
Your money's new superpowers
Turn everyday spending into financial wins
AI-Powered spending insights
AI-Powered spending insights
AI-Powered spending insights
Our AI breaks down your spending, highlights patterns, and shows you where you can cut costs, avoid fees, or shift spending to stretch your money further.
Our AI breaks down your spending, highlights patterns, and shows you where you can cut costs, avoid fees, or shift spending to stretch your money further.



Your goals are our goals
Your goals are our goals
Your goals are our goals
Tell us your goals and we'll personalize every insight to help you reach them faster. Whether you're paying down debt, saving for something big, or building financial health—we've got your back.
Tell us your goals and we'll personalize every insight to help you reach them faster. Whether you're paying down debt, saving for something big, or building financial health—we've got your back.
One app, all your accounts
One app, all your accounts
One app, all your accounts
Connect your checking and credit cards to see exactly where you're spending your money. No more switching between apps or wondering what you spent on that card you barely use.
Connect your checking and credit cards to see exactly where you're spending your money. No more switching between apps or wondering what you spent on that card you barely use.



Powerful analytics
Powerful analytics
Powerful analytics
KlevrPay gives you detailed breakdowns by category, merchant, and account so you can understand spending patterns, spot waste, and make smarter financial moves.
KlevrPay gives you detailed breakdowns by category, merchant, and account so you can understand spending patterns, spot waste, and make smarter financial moves.
Transaction-level guidance
Transaction-level guidance
Transaction-level guidance
From choosing the right card for a purchase to identifying ways to pay down debt faster, KlevrPay gives you actionable tips based on your real-time habits.
From choosing the right card for a purchase to identifying ways to pay down debt faster, KlevrPay gives you actionable tips based on your real-time habits.


Everything in one place
Everything in one place
Everything in one place
Your complete financial picture on one screen. See all your accounts, get daily AI insights about your spending, and track every transaction - no jumping between apps or guessing where your money went.
Your complete financial picture on one screen. See all your accounts, get daily AI insights about your spending, and track every transaction - no jumping between apps or guessing where your money went.
Here's how KlevrPay works
We turn your financial chaos into clear patterns in three simple steps
Connect
Link the accounts you want us to track and analyze
Choose
Pick the financial goals that matter most to you
Grow
Get insights that actually help you save more money
Every major bank supported
We work with over 12,000 financial institutions across the country. If it holds your money, we probably connect to it
We use bank-level security with trusted partners like Plaid.
Try KlevrPay free
for 7-days
Try KlevrPay free for 7-days
We think you'll love how much clearer your financial life becomes. No more budgets, spreadsheets (if you're a nerd like us), or guessing.
You live your life, we'll handle optimizing your money.
We think you'll love how much clearer your financial life becomes. No more budgets, spreadsheets (if you're a nerd like us), or guessing.
You live your life, we'll handle optimizing your money.
Here's what you get:
Here's what you get:
See exactly where your money goes
See exactly where your money goes
Insights that actually help you save
Insights that actually help you save
Personalized tips based on your goals
Personalized tips based on your goals
All your accounts in one place
All your accounts in one place
$4.99/month
plus tax where applicable
Get the app
Cancel anytime, no questions asked.
Smarter insights.
Better habits.
More money saved.
Smarter insights. Better habits.
More money saved.
Smarter insights.
Better habits.
More money saved.
Download app
Questions? We've got answers
Questions? We've got answers
Not finding what you need? Just ask - we're always happy to help
Not finding what you need? Just ask - we're always happy to help
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Here's the thing - budgeting apps show you where your money went. KlevrPay shows you how to make it work better. With AI-powered insights, smart optimization tips, and your KlevrScore™, we help you actually improve your spending habits, not just track them.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Here's the thing - budgeting apps show you where your money went. KlevrPay shows you how to make it work better. With AI-powered insights, smart optimization tips, and your KlevrScore™, we help you actually improve your spending habits, not just track them.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
What is KlevrPay?
We're the app that finally makes your money make sense. Connect all your accounts in one place, and we'll show you exactly where your money goes and how to spend it smarter. Think of us as your financial wingman.
Is it safe to link my accounts?
Yes, absolutely. We use Plaid for all account connections - the same secure platform trusted by Venmo, Robinhood, and most major financial apps. Your information is encrypted and protected.
Do I need to link all my accounts to use KlevrPay?
Start with whatever you're comfortable with! Even one account gives you useful insights. But honestly, the magic happens when we can see your full spending picture - checking accounts and credit cards. That's when our recommendations get really good.
Does KlevrPay cost anything?
Start with 7 days completely free. After that, it's just $4.99/month - less than a cup of coffee. Honestly, if we can't save you more than that each month, we're not doing our job right.
Why should I use KlevrPay instead of a budgeting app?
Here's the thing - budgeting apps show you where your money went. KlevrPay shows you how to make it work better. With AI-powered insights, smart optimization tips, and your KlevrScore™, we help you actually improve your spending habits, not just track them.
Why isn't KlevrPay free?
Unlike many 'free' financial apps that make money by selling your data, charging hidden fees, or pushing expensive financial products, KlevrPay operates on a simple subscription model. This means no ads, no data selling, and no surprise charges - just transparent pricing that lets us focus entirely on helping you optimize your finances.
© 2025 KlevrPay, Inc. All rights reserved.
© 2025 KlevrPay, Inc. All rights reserved.